homeowner insurance

[BigFrank]

soo i opened a letter from my insurance company yesterday and wasent very happy   it said ive gotta get rid of my old truck out back because its  quote inoperable  also have too get rid of my woodstove in the barn  and remove a pile of dirt and stacks of  cement blocks that are on pallets  the dirt and bricks and crap dont really bother me but the part that pisses me off is the fact that a insurance company can say ive gotta get rid off my truck  wtf  when i called em up the lady said if my mud truck would have been outside off the barn  that i would have too  put a plate and insurance on that also     

[Crazymays77]

That's bs it has an orv on it right. Then I would think that's good enough. I'll tell u this I would byTch up a storm and look for another company. It's just like the township saying the same thing. I'll do what I want and put what ever I want in my yard if they don't like it too bad don't look in my yard then.

[Uncle Steve]

sounds like you need a new insurance  company

[Bigdaddy]

yup call someone else,

That's bs it has an orv on it right. Then I would think that's good enough. I'll tell u this I would byTch up a storm and look for another company. It's just like the township saying the same thing. I'll do what I want and put what ever I want in my yard if they don't like it too bad don't look in my yard then.

sounds like you need a new insurance  company

[poorboyzmuddin]

didn't know an insurance company can tell you what you can have and what you cant have

[J.C.]

didn't know an insurance company can tell you what you can have and what you cant have

They can if ya want insurance. They came here and said i had way to much crap, and "what if a kid comes over and get hurt" i said well then he's trespassing, because i dislike kids.  They said it doesn't work that way and that i had to clean up my yard if i wanted it back. So pretty much playing by their rules if ya want their product

[mudbillyredneck]

Just ignore them, see if it gets lost on someones desk, I doubt they will bother you again ....or they have way to much time on there hands

[fordguy]

I got a letter like that but they wanted me to do some painting on my house and get rid of some stuff in front of my stockade fence and when i did they said call them so they could take pics that was back in march or april I still have not done any of it ! and as far as the painting they can buy the paint if its that bad ! I'd just ignore them and see if they send another letter

[betterbeaters]

wow that sucks

[ProGrade]

This is all a result of bs lawsuits. If someone comes on your property and gets hurt, you and your insurance are liable. The insurance doesn't want to pay for some kid getting hurt on some scrap truck in your yard. It's bs but that's what happens because people think they can award bug money to irresponsible people

[burl]

My ins company wouldn't take pictures of my barn bc it doesn't have steel siding...told me I needed to put new siding on it, ha! See ya, went n got farmers ins.

[magic]

just goes to show ya that you never really own anything....they either find a way to tax it to death or tell ya u just can't have it....i've always known about the wood stove deal for obvious reasons they are picky on that...but a truck in the yard always use to be up to the township u lived in...maybe one of your neighbors is complaining...or how the hell would they know?

[BigFrank]

didn't know an insurance company can tell you what you can have and what you cant have

They can if ya want insurance. They came here and said i had way to much crap, and "what if a kid comes over and get hurt" i said well then he's trespassing, because i dislike kids.  They said it doesn't work that way and that i had to clean up my yard if i wanted it back. So pretty much playing by their rules if ya want their product

yup thats the way it goes   my township dosent have any blight ordinances in place as we are a rural/farming area  ive been with this company for 10 years and have 2 houses and 5 vehicles insured with them  i guess the thing that gets me is some pencil neck ass hole that lives in a condo in saginaw can come out here and say ohh i dont like this or that   and the fact that my ins agent didnt even say well we can find a different provider that will cover ya  as far a the wood stove  in the barn  im movin the blocks and cleanin some stuff up but there is no way in hell im duin anything with the truck  if i doo ts just going too go on and on from there   im going too take some orange snow fence  and put around it then no KIDS can get too it   thanks for listening to my rant     

[Bigdaddy]

we have farmers ins... no hassles

[390JOE]

the snow fence idea sounds like it work.

[mudbillyredneck]

Cammo snow fence and a cammo tarp= What truck ?

[Hammerlane]

Tell them to show it to you in the contract..
then ask them about your discount for "cleanin up"

[old school truck dude]

They did the same crap to my cousins in Krump, I had 2 trucks out there and had to go get them - theyll keep comin back, its a new thing that a number of the insurance companies are pullin on folks, they had to fix gutters and pick up lumber that was in a stack,.. Did a buddy in town worse, made him put a new roof on his place and the old one didnt even leak!!

[lilred]

Mine came and took pictures of my yard full of never said a thing. Try Frankenmuth insurance. They even insured my garage that is obviously on its way to falling over

[BigFrank]

this all started when i realized my barn was only covered for about 1/3 of what it cost me too build it in 2003  and nothin on the contents   every company i talked too said they would have too do a inspection so i figured they would come out and find somethin else id have too get rid of  or move   i did have a pretty good sized mess out back and its all straightened up now  hopefully they dont give me any more crap about it when they come back out to inspect and ill make shure im home that day not just my wife here